July 31, 2021

The pandemic got a lot of people thinking about how to increase the financial security of their families, now and in the future. And life insurance moved to the top of many to-do lists. A survey conducted in May and June 2020 by Life Happens, an industry-funded education group, found that 67% of Americans say […]

There is so much more to life than just our jobs, which is why companies are finding ways to enrich the working experience by prioritizing work-life balance and wellness for their employees. Those efforts are most likely to be successful when organizations are able to get their culture and community-engaged. Doing so reinforces that commitment

Learn how to start a corporate wellness program that employees will want to join. Workplace health promotion programs, more commonly known as wellness programs are becoming more and more commonplace, but not all Wellness Programs are created equal! And most of the time this comes down to how they are designed and executed. Building an

Due to global pandemic around the world companies need to quickly provide their employees with work from home practices. This has inspired many to assess or reassess the value of work from home (WFH) employment strategy. Managed well, remote work can bring advantages to team productivity and worker satisfaction. But one aspect of remote work,

Disability Insurance 101  Without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your credit card bills without feeling the pinch? If you’re like most, it wouldn’t be long at all: Half of working Americans couldn’t make it a month before financial difficulties would set in, and

Long-term care insurance usually takes effect when you cannot perform at least two activities of daily living such as bathing, eating, or dressing. The cost of this insurance rises as you grow older, but if you don’t have it and can afford it, you should consider it. The cost of a home health care aide,

The Reality of Life: An Infographic | Life Happens A new survey we did asked people what they planned to leave their loved ones if they were to pass away tomorrow, and more respondents said they would leave behind family photos (54%) than money from a life insurance policy (49%) for their loved ones. So while we all value the memories that a photo

If no one depends on you financially, your path to financial security may be smoother than most. However, it also means that if the unforeseen were to happen, you may not have someone to rely on for support—financial or otherwise. That’s why there are certain considerations to take into account. 1. It’s cheaper to buy

5 questions That Will Help You think about your Life and Business from Cara Lovenson. Businesses | Life Happens As a small-business owner, you’re responsible for two families: the one you have at home, and the one you have through work. No matter what your business, well-conceived insurance, and benefits program is essential. If you die

One of the most important components of any company’s financial planning is the unpredictable cost of health coverage. In the interim, it is beneficial to review some common ways to control the rising cost of your health insurance and to spend the least amount of corporate dollars. 1.   Change coinsurance and deductible levels. By simply raising calendar year