COVID-19 RESOURCES

Access an array of resources

We have compiled a variety of resources to help you navigate these uncertain times. Plan Professionals, Inc. is commited to supporting employers and employees during this uprecedented global pandemic. We will continue to add resources and updates as they become available.

Please get in touch if you do not see what your are looking for.

HR Compliance Bulletin:
Dependent Care Benefits and COVID-19 Outbreak (May 2020).
Employee Retention Tax Credits (April 2020).
New Coronavirus Relief Laws (March 2020).

2-Part Coronavirus FAQs for Employers:
Part 1 |Part 2

HR Weekly Digest:
Supreme Court Ruling on Discrimination on the Basis of Sexual Orientation and Transgender Status (June 16, 2020).
Protecting Trade Secrets During the Pandemic (May 19, 2020).
COVID-19 How Do You Complete or Update I-9s When Your Company is Remote? (April 7, 2020)
The Intersection of COVID-19 and Laws: An FAQ for U.S. Employers (March 24, 2020)

Families First Coronavirus Response Act (FFCRA) 
Quick-Reference Flow Charts

Webinar replay: 
Family First Coronavirus Response Act | What Employers Need to Know

Return To The Workplace Guidance
Office Posters – COVID-19 Return to Work
Elevator Capacity Limited Poster.
Deliveries and Drop-offs Poster.
Cafe Capacity Limited Poster.
Hand Sanitizer Station Poster.
Meeting Room Closed Poster.
Elevator Temporarily Closed Poster.
Six Feet from Desk.

Guides:
Compliance Solutions:
Returning to Work After the COVID-19 Pandemic: A Resource Guide for Employers
Acrisure’s Guide to Creating a Return to Work Action Plan.

On-Demand Employer Webinars:
Returning to Work After the COVID-19 Pandemic.

Government Guidance:
Centers for Disease Control and Prevention (CDC):
Activities and Initiatives Supporting the COVID-19 Response.

Centers for Disease Control and Prevention (CDC):
Reopening Guidance for Cleaning and Disinfecting Public Spaces, Workplaces, Businesses, Schools, and Homes.

Centers for Disease Control and Prevention (CDC):
Workplace Reopening Decision Tool

Centers for Disease Control and Prevention (CDC):
Restaurants and Bars Reopening Decision Tool

Centers for Disease Control and Prevention (CDC):
School Reopening Decision Tool

Occupational Safety and Health Act (OSHA): 
Guidance on Preparing Workplaces for COVID-19

Additional Resources:
Risk Insights:
COVID-19 Reopening Considerations – Restaurants.
5 Practice and Policy Considerations in Advance of Return to Work.
Coronavirus Action Plan for Retail Clients

HR Insights:
Accommodating At-Risk Employees Amid COVID-19.
Wearing Facial Coverings or Masks in the Workplace During COVID-19.
Return to Work Updating the Office – Poster.
Return to Work Employee Email Template.

POTENTIAL INSURANCE COVERAGE IMPLICATIONS

PROPERTY POLICIES

In an effort to curb the spread of COVID-19, governments and authorities globally have closed venues such as theaters, museums, gyms, among others. This is a unique situation in which closures and “social distancing” will impact businesses directly and indirectly.

BUSINESS INTERRUPTION

It is anticipated that most claims will likely be tied to income losses from indirect exposures such as supply chain or civil authority-related impacts. This includes the disruption of supply chain, slowdown, or in some instances, complete breakdown.

  • Coverage Insights: How Coronavirus Could Impact Your Business’s Insurance
  • Coronavirus Concerns: Employment Practices Related Lawsuits
  • Blog: Insurance Reimbursement for Pandemic Losses
MANAGEMENT  LIABILITY (C&O, D&O)

In addition to general liability coverage, many companies may hold errors and omissions (“E&O”) coverage or other professional liability coverage. These specialized insurance policies are meant to protect against damages arising out of the provision of, or failure to provide, certain services.

  • Policy Implications: D&O: Private Company Management Liability Premium Increases
  • How The Legal Industry is Navigating COVID-19: Article by Founders Professional
MANAGEMENT  LIABILITY (E&O, D&O, EPLI)

In addition to general liability coverage, many companies may hold errors and omissions (“E&O”) coverage or other professional liability coverage. These specialized insurance policies are meant to protect against damages arising out of the provision of, or failure to provide, certain services.

  • Policy Implications: D&O: Private Company Management Liability Premium Increases
  • How The Legal Industry is Navigating COVID-19: Article by Founders Professional
WORKERS’ COMPENSATION & EMPLOYER LIABILITY

Claims related to communicable and contagious diseases are not generally the intent of workers’ compensation coverage and related statutes. Exceptions may occur depending on how a disease like COVID-19 is contracted.

EMPLOYEE BENEFITS

Companies should be as proactive as possible in addressing and minimizing risks for their employees. The Occupational Safety and Health Administration (OSHA) recently published Guidance on Preparing Workplaces for COVID-19, categorizing workplaces according to risk and outlining steps employers can take to help protect their workforce.

LIFE INSURANCE 
  • Most life insurance policies will not be impacted by COVID-19. Once a life insurance policy is in force and premiums are paid, the policy will pay out to beneficiaries for most types of death, including death from COVID-19.
COMMERCIAL AUTO
  • Thus far, it appears that COVID-19 is having more of a social and economic impact than it is direct physical damage on commercial autos. While current commercial auto policies will cover physical damage on cargo and commercial autos, including the driver, it is likely that most commercial auto policies will not cover COVID-19 impacts in any meaningful way.

AVIATION 
  • COVID-19 is having a significant impact on the aviation industry as private and public sectors impose travel and flight restrictions to curb the spread of the virus.
SURETY
  • In the surety market, underwriters are likely to reduce their support for companies that are unable to sustain themselves through this period of business interruption, particularly if the return to normal economic activity is delayed.
RENEWAL
  • The longer the persistence of the COVID-19 threat, the more likely it will be a consideration during renewal or buying discussions. Brokers and underwriters should be aware of the changing market dynamics related to any potential impacted coverages.

UNDERSTANDING, MITIGATING AND MANAGING RISK POTENTIAL
  • In addition to following the CDC’s interim guidance, organizations should proactively identify the concerns of their clients and ensure that the organization has done all that it can to ensure the safety of their clients and consistent delivery of product or services they need and expect. As COVID-19 continues to develop daily, employers must make sure clients are informed with any updates.

What our clients say

Questions about the Covid-19?

X