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Author name: Cara Lovenson

The PBM Heist: How to Stop “Hidden” Fees from Gutting Your Benefits Budget

You’ve likely seen the numbers on your annual renewal: your health insurance premiums are climbing, and pharmacy costs are the primary engine driving that ascent. You may feel as though you are pouring money into a black hole, where the more you invest in your employees’ health, the less transparency you receive in return. The […]

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Stop Wasting Money on Big PBMs: 5 Transparency Secrets to Slash Your Pharmacy Costs

You likely see the numbers climbing every year: your employee health insurance premiums rising and your pharmacy benefit spend reaching new heights. It feels like a black box where money goes in, but the cost-saving "magic" promised by big Pharmacy Benefit Managers (PBMs) never quite materializes for your bottom line. At Plan Professionals, we recognize

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The Best Life Insurance Advice You’ll Ever Get: Why AI is Finally Speeding Up Your Approval

You probably remember the old way of buying life insurance. It usually involved a three-week wait, a visit from a stranger with a needle and a collection cup, and a stack of paperwork thick enough to serve as a doorstop. For many of our clients, this friction was enough to make them put off essential

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2026 Health Insurance Renewals: Navigating the GLP-1 Coverage Surge

As you approach your 2026 health insurance renewals, you are likely facing a landscape that looks drastically different from just two years ago. The rapid rise of Glucagon-Like Peptide-1 (GLP-1) medications: like Wegovy, Zepbound, and their successors: has moved from a pharmaceutical trend to a fundamental shift in how we design employee benefit packages. For

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2026 Health Insurance Renewals: Navigating the GLP-1 Coverage Surge

As you approach your 2026 health insurance renewals, you are likely facing a landscape that looks drastically different from just two years ago. The rapid rise of Glucagon-Like Peptide-1 (GLP-1) medications: like Wegovy, Zepbound, and their successors: has moved from a pharmaceutical trend to a fundamental shift in how we design employee benefit packages. For

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Stop Wasting Money on Auto Insurance: 7 Quick Hacks for Commercial Vehicle Coverage

Commercial auto insurance premiums have been climbing steadily, and many business owners find themselves paying far more than necessary for coverage that doesn't always match their actual needs. We understand the frustration of watching insurance costs eat into your bottom line, especially when you're already managing countless other business expenses. The good news? You have

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Your Quick-Start Guide to NYS & NYC Harassment Training: Do This First

For business owners in the Empire State, keeping up with shifting labor laws can often feel like a full-time job in itself. You are likely juggling payroll, client retention, and growth strategies, only to be met with complex regulatory requirements that seem to change just as you’ve mastered them. One of the most critical, and

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Stop Wasting Money on Employee Benefits: 7 Cost Containment Hacks That Actually Work

Employee benefits costs are spiraling out of control, and you're probably feeling the pressure. With healthcare expenses rising faster than inflation and your workforce expecting comprehensive coverage, finding the sweet spot between quality benefits and budget reality feels impossible. We work with hundreds of businesses facing this exact challenge every day. The good news? Smart

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insurance consultant

Why Plan Professionals Shines as the Best Insurance Consultant in California

When it comes to navigating the complex world of insurance, having a reliable consultant by your side can make all the difference. In California, where businesses face unique challenges, Plan Professionals emerge as the beacon of expertise. Let’s delve into the reasons why Plan Professionals is widely regarded as the best insurance consultant in the

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commercial insurance broker

Unveiling Excellence: Why Plan Professionals Dominates as the Best Commercial Insurance Broker in California

In the complex world of commercial insurance, finding a trustworthy guide can be challenging. Enter Plan Professionals, the unrivaled choice for businesses seeking the best commercial insurance broker in California. Navigating the intricate landscape of business insurance requires expertise, and Plan Professionals stands out with its commitment to providing tailored solutions that align seamlessly with

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