Cara Lovenson

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7 Steps to Trim Your Health Plan Costs

One of the most important components of any company’s financial planning is the unpredictable cost of health coverage. In the interim, it is beneficial to review some common ways to control the rising cost of your health insurance and to spend the least amount of corporate dollars. 1.   Change coinsurance and deductible levels. By simply raising calendar year …

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Insurance carriers to waive all health plan cost-sharing associated with COVID-19 testing

Dear Clients, Colleagues, Friends: Carrier and Compliance Guides for Coronavirus (COVID-19) We will continue to monitor the coronavirus (COVID-19) updates and important benefits changes. To help you and your employees keep informed, We have illustrated below the following carrier and compliance guides. CARRIER GUIDE FOR BENEFITS CHANGES. COMPLIANCE GUIDES 1. States Direct Insurers to Waive Cost-Sharing for COVID-19 Please …

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Disability Insurance is an invesment for YOU!!

What would you do if you lose the ability to provide an income? Some Facts: Disability is unpredictable and can happen to anyone at any age 56 million Americans, or 1-in-5, live with disabilities. Thirty-eight million disabled Americans, or 1-in-10, live with severe disabilities. Disability is something many Americans, especially younger people, think can only affect the …

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